Free Finance Calculators Australia
Free Australian finance calculators to help you make informed borrowing decisions. Calculate home loan repayments, borrowing power, stamp duty, business loan costs, and compare finance scenarios instantly.
Plan Your Finance with Confidence
Our comprehensive calculator suite provides accurate Australian calculations for home loans, business finance, asset finance, investment property, and more. All calculators use current 2025 rates, fees, and regulatory requirements to give you reliable estimates for your financial planning.
Home Loan Calculators
Calculate borrowing capacity, repayments, and costs for all home loan scenarios including purchase, refinance, and equity access.
Borrowing Power Calculator
Calculate how much you can borrow based on your income, expenses, and financial commitments.
Most PopularHome Loan Repayment Calculator
Calculate monthly repayments for any loan amount, interest rate, and term. Compare P&I vs interest-only.
EssentialExtra Repayments Calculator
See how extra repayments reduce your loan term and save thousands in interest charges.
Save MoneyOffset Account Calculator
Calculate interest savings from keeping money in an offset account versus savings account.
Tax-Free SavingsRefinance Savings Calculator
Compare your current loan against refinancing options. Calculate break costs and potential savings.
Save ThousandsStamp Duty Calculator
Calculate stamp duty for all Australian states. Includes first home buyer concessions and exemptions.
2025 RatesLMI Calculator
Calculate Lenders Mortgage Insurance costs when borrowing above 80% LVR.
LVR GuideLoan Comparison Calculator
Compare multiple loan scenarios side-by-side. Evaluate rates, fees, and total costs.
Compare LoansAsset Finance Calculators
Calculate vehicle finance, equipment loans, chattel mortgage, novated leasing, and compare asset finance structures for tax efficiency.
Asset Finance Comparison Calculator
Compare chattel mortgage, finance lease, and hire purchase side-by-side. See tax implications for each structure.
Most PopularCar Loan Calculator
Calculate car loan repayments with balloon payment options. Compare new and used vehicle finance.
EssentialChattel Mortgage Calculator
Calculate chattel mortgage repayments with GST recovery and depreciation benefits for business.
Tax BenefitsNovated Lease Calculator
Calculate pre-tax savings with novated leasing. Compare to traditional car finance options.
Save TaxEquipment Finance Calculator
Calculate equipment finance repayments for machinery, plant, and business assets.
BusinessTruck Finance Calculator
Calculate truck and commercial vehicle finance. Compare terms and balloon payment options.
CommercialBalloon Payment Calculator
Calculate balloon payments and residual values. Understand end-of-term finance options.
ResidualsFleet Finance Calculator
Calculate fleet financing for multiple vehicles. Compare ownership vs lease structures.
FleetBusiness Finance Calculators
Calculate business loan repayments, borrowing capacity, commercial property finance, development costs, and cash flow scenarios.
Business Loan Repayment Calculator
Calculate business loan repayments, total costs, and compare secured and unsecured options.
EssentialBusiness Borrowing Power Calculator
Calculate business borrowing capacity based on revenue, EBITDA, and financial position.
CapacityCommercial Property Finance Calculator
Calculate commercial property finance including yields, ICR, and investment returns.
CommercialDevelopment Finance Calculator
Calculate development loan costs, progressive drawdowns, and end debt for property development projects.
DevelopmentBusiness Cash Flow Calculator
Project cash flow with different loan structures. Understand impact on working capital.
PlanningDebtor Finance Calculator
Calculate invoice finance costs and compare factoring vs invoice discounting options.
Working CapitalSMSF Property Loan Calculator
Calculate SMSF property loan repayments, tax benefits, and contribution requirements.
SuperBusiness Debt Consolidation Calculator
Calculate savings from consolidating multiple business debts. Compare repayment strategies.
Save InterestInvestment Property Calculators
Calculate rental yields, cash flow, negative gearing tax benefits, and returns for residential and commercial investment properties.
Rental Yield Calculator
Calculate gross and net rental yields. Compare investment property returns across different markets.
PopularInvestment Property Analysis Calculator
Full investment analysis including purchase costs, rental income, expenses, and cash flow projections.
EssentialNegative Gearing Calculator
Calculate tax benefits from negative gearing. Understand the impact on your taxable income.
Tax BenefitsEquity Release Calculator
Calculate how much equity you can access from your home for your next investment property purchase.
Equity AccessNeed Help Interpreting Your Results?
Our finance specialists can review your calculator results, explain your options, and provide personalised recommendations for your situation. Book a Free Strategy Call today.