Specialist funding for business acquisitions, franchise purchases, and management buyouts. Expert structuring to help you buy an established business with confidence.
100% ownership
Proven systems
MBO/MBI deals
Buy out partners
Whether you're buying your first business or expanding an existing portfolio, we structure funding to suit your acquisition.
Complete purchase of an existing business including goodwill, plant & equipment, stock, and intellectual property. Structured to optimise your return on investment.
Finance for purchasing new or existing franchise territories. Leverage the strength of established brands with proven business models and franchisor support.
Funding for management teams to acquire their employer's business. Leverage your insider knowledge and relationships to secure ownership of a business you know intimately.
Finance to buy out an existing business partner or shareholder. Consolidate ownership and take full control of your business's future direction.
Funding for established businesses to acquire competitors, suppliers, or complementary businesses. Grow through acquisition rather than organic expansion.
Specialist funding for purchasing professional practices including accounting, legal, medical, dental, and allied health practices with patient/client book valuations.
Business acquisitions typically involve a combination of funding sources structured to optimise returns whilst managing risk. We help you navigate the options.
Primary bank or lender funding secured against business assets and/or property. Typically 50-70% of purchase price.
Seller-provided financing demonstrating confidence in the business. Often 10-30% with deferred payment terms.
Subordinated debt filling the gap between senior debt and equity. Higher cost but reduces equity required.
Your cash contribution demonstrating commitment. Typically 20-40% depending on deal structure and risk profile.
Business acquisition funding can cover all the elements needed to complete your purchase.
The intangible value of customer relationships, brand, and earning potential.
Machinery, vehicles, fixtures, and operational equipment.
Opening stock levels included in purchase price.
Business premises included in sale (if applicable).
Trademarks, patents, proprietary systems, and processes.
Initial franchise fees and territory rights.
Initial operating funds post-acquisition.
Post-acquisition improvements and rebranding.
We guide you through the acquisition funding process from initial assessment to settlement.
We review the target business, purchase price, your experience, and available equity to determine funding feasibility and structure options.
We help you understand what lenders need and guide you through financial, legal, and operational due diligence requirements.
We match your deal with appropriate lenders, negotiate terms, and present you with competitive funding options.
We manage the formal approval process, coordinate with solicitors, and ensure smooth settlement aligned with your purchase timeline.
Understanding lender requirements helps you prepare a stronger application and negotiate from a position of strength.
Answers to frequently asked questions about business purchase finance.
Typically 20-40% of the purchase price as equity, depending on the business type, your experience, and whether vendor finance is available. Some deals can work with less if structured appropriately.
Yes, particularly franchises or businesses with strong management teams staying on. Lenders will want to see transferable skills and a solid business plan demonstrating your approach.
Vendor finance is when the seller agrees to receive part of the purchase price over time rather than at settlement. It demonstrates seller confidence and reduces the funding required from other sources.
Typically 4-8 weeks from application to settlement, depending on deal complexity and due diligence requirements. We work to align with your purchase contract timelines.
Often yes - residential or commercial property security typically provides the best terms. Some deals can be structured using business assets and goodwill, though rates will be higher.
Turnaround situations are challenging but not impossible. You'll need a clear plan for returning to profitability, relevant turnaround experience, and likely higher equity contribution.
Book a consultation to discuss your acquisition target, explore funding options, and understand how we can help structure your deal.
