★ 5.0 Google ReviewsTorquay & Geelong · servicing all of Australia
03 9020 2699
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Business Lending Specialists

Business Lending Solutions

Expert commercial finance backed by 12+ years banking and accounting experience. Strategic funding designed around your business objectives — with access to 60+ lenders and deals up to $100M.

60+
Lenders
$100M
Deal Capacity
12+
Years Exp
$0
Broker Fee
ASIC Credit Licence
Credit Representative
Qualified Accountant
Former Senior Commercial Bankers
Our Services

Business Finance Solutions

Strategic commercial finance tailored to your business objectives, with access to 60+ lenders including major banks, specialist lenders, and private funders.

Commercial Property Finance

Finance for office, retail, industrial, and mixed-use commercial property purchases and refinances.

  • Owner-occupied premises
  • Investment property
  • Industrial & warehouse
Learn more

Business Purchase Finance

Structured finance for acquisitions, management buyouts, and franchise purchases.

  • Business acquisitions
  • Management buyouts
  • Franchise funding
Learn more

Equipment Finance

Asset finance for machinery, vehicles, technology, and business equipment.

  • Chattel mortgage
  • Hire purchase
  • Finance leases
Learn more

Cashflow & Working Capital

Overdrafts, invoice finance, and working capital facilities to support operations.

  • Business overdrafts
  • Invoice finance
  • Trade finance
Learn more

Development Finance

Property development funding with progressive draw schedules and staged releases.

  • Land + construction
  • Subdivisions
  • Apartments & townhouses
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SMSF Lending

Self-managed super fund property loans via limited recourse borrowing arrangements.

  • Limited recourse borrowing
  • Residential & commercial
  • ATO compliance
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Small Business & Startup

Tailored funding for emerging businesses, startups, and growing enterprises.

  • Startup capital
  • Expansion loans
  • Unsecured lending
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Business Debt Consolidation

Simplify multiple business debts into a single, structured facility.

  • Multiple debt consolidation
  • Lower repayments
  • Improved cashflow
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Credit Impaired Business

Specialist lending for businesses with credit challenges or complex histories.

  • Past defaults
  • ATO debt solutions
  • Business restructuring
Learn more
Why MFA

Why Choose Our Service

Institutional-grade banking and accounting expertise, now working for you — not the bank.

Banking Experience

12+ years banking and accounting experience. We understand credit decisions from the inside.

Strategic Structuring

Finance structured and aligned with your business objectives, not a one-size-fits-all approach.

60+ Lender Panel

Major banks, specialist commercial lenders, and private funders. The right lender for every scenario.

Complete Support

From initial strategy through to settlement and beyond. We manage the entire process for you.

Our Process

How We Work With You

A structured, transparent approach to securing the right business finance.

1

Discovery

We discuss your business goals, financial position, and funding requirements to understand the full picture before recommending a strategy.

2

Strategy

We design the optimal funding structure, identifying the right lenders and presenting your application in the strongest possible position.

3

Execution

We prepare a comprehensive credit submission and present to lenders, managing all communication and negotiating on your behalf.

4

Settlement

We manage the process through to completion, coordinating with solicitors, valuers, and all parties to ensure a smooth settlement.

Specialist Service

Debt Advisory & Consultancy

Beyond standard lending, we offer specialist debt advisory services for complex financial situations requiring strategic expertise and bespoke solutions.

  • Complex debt restructuring and refinancing strategies
  • Multi-lender facility coordination and negotiations
  • Capital structure optimisation and financial modelling
  • Distressed debt solutions and turnaround advisory

When to Consider Debt Advisory

  • Complex multi-entity or trust structures
  • Large-scale property portfolio restructuring
  • Business turnaround or distressed situations
  • Pre-sale or succession debt positioning
  • Cross-border or foreign income scenarios
  • ATO debt negotiations and resolutions

* Debt advisory services are fee-based. All fees discussed transparently before engagement.

FAQs

Common Questions

Everything you need to know about business finance with MFA.

We arrange commercial property loans, equipment finance, development funding, working capital facilities, SMSF lending, business acquisition finance, business debt consolidation, and specialist debt advisory solutions for complex scenarios.

Our Principal Lending Strategist has 12+ years banking and accounting experience. We understand how credit decisions are made from the inside, giving your application the best possible chance of approval with the right lender.

Absolutely. We specialise in complex scenarios including self-employed income, trust structures, foreign income, credit challenges, and ATO debt. With access to 60+ lenders including specialist and private funders, we often find solutions where others cannot.

For standard business lending, we are paid by the lender at settlement — there is no cost to you. We only charge fees for specialist debt advisory and consultancy work, and all fees are discussed transparently before engagement.

We arrange business finance from small startup loans through to deals up to $100M. Our experience across major banks and specialist lenders means we can structure funding for businesses at every stage of growth.

Timeframes vary depending on the lender, loan type, and complexity of your transaction. We manage the entire process from application through to settlement, keeping you informed at every stage and working to minimise delays.

Ready to Discuss Your Business Finance?

Book a strategy call with our Principal Lending Strategist to explore your options and get expert guidance on your next move.