Nine guides, every figure dated and sourced, updated September 2026. Written by a lending strategist with more than 12 years in commercial banking.
Every grant, duty rule and deposit scheme by state as at September 2026, with the 4.35% cash rate priced in.
The 2026 negative gearing and CGT changes, investor lending rules, yields and land tax, with sources.
LVR vs LTC, feasibility, presale cover by lender tier, draws and September 2026 pricing.
95% LVR with no LMI for doctors and dentists, 90% for allied health, HELP debt rules and practice finance.
Self-employed income, alt-doc, equipment finance, the permanent $20,000 write-off and ATO debt.
Two bureaus now, retention periods, free disputes and lenders that still approve.
Switching costs by state, fixed vs variable after three rises, the like-for-like buffer, cashbacks and the offset trap.
How assessors read your returns, add-backs and caps, company and trust income, alt-doc pricing and worked borrowing power.
Chattel mortgage vs lease, balloons and ATO residuals, the $20,000 write-off, what lenders check on a truck, rates and fees.
Book a Free Strategy Call to discuss your lending needs and find the right solution.
Book a Free Strategy Call