Whether it's a family car, work ute or business fleet—we'll find competitive finance that suits your budget and situation. New or used, dealer or private sale.
Key numbers to know
*Rates subject to credit approval and lender criteria.
From everyday cars to commercial fleets—new or used, dealer or private sale.
Personal or business use
Work and adventure
Light & heavy commercial
Recreation & business
Multiple vehicle packages
EVs & hybrids
Bikes & scooters
Premium vehicles
More than just a loan—we find the right finance for your situation.
Shop with confidence knowing exactly what you can spend. Pre-approvals often same day.
Access to 60+ lenders means we find competitive rates for your situation.
Personal loans, chattel mortgages, leases—we match the structure to your needs.
Deal directly with me—not a call centre. I'm with you from enquiry to settlement.
Different structures suit different situations. Here are your main options.
Standard car loan for personal use. You own the vehicle, with the lender holding security until paid off.
Own the vehicle from day one. Claim GST upfront and depreciation. Ideal for GST-registered businesses.
Salary package your car through your employer. Save on tax, GST and running costs.
From enquiry to driving away—here's how it works.
Tell us about the vehicle you want and your budget.
Know your budget before you shop. Often same day.
Shop with confidence at dealers or private sellers.
We lock in the best rate and handle paperwork.
Settlement done, keys in hand. Enjoy your new wheels!
Quick answers to common questions.
Absolutely! We finance new and used vehicles from dealers or private sellers. Age limits vary by lender—typically up to 12-15 years old at end of loan term.
Many lenders offer 100% finance, so you may not need a deposit. A deposit can lower your repayments and may help with approval.
A balloon (or residual) is a lump sum due at the end of your loan. It reduces monthly repayments but means you'll owe more at the end. You can refinance, pay it off, or trade in.
Pre-approvals are often same day. Full approval typically takes 1-2 business days once we have your documents. Settlement can be very quick once approved.
Yes! We can finance private sales. There are a few extra steps to protect both parties, but it's straightforward.
Self-employed borrowers are welcome. Some lenders use different criteria, but we have options for ABN holders and business owners.
Let's find the right vehicle finance for you—get pre-approved and shop with confidence.
Or email hello@mortgagefinanceadvisory.com.au