Terms of Use

Introduction

1. Acceptance of Terms

Welcome to the Mortgage & Finance Advisory website. By accessing and using this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this website.

Usage

2. Use of Website

You may use this website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the website or its systems
• Use the website to transmit harmful code, viruses, or malicious software
• Interfere with the proper working of the website
• Collect or harvest any information from the website without permission
• Use the website to send unsolicited communications or spam

Content

3. Website Content

The content on this website is provided for general information purposes only. While we strive to keep the information accurate and up to date, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information.

The content does not constitute financial, legal, or professional advice. You should seek independent professional advice before making any financial decisions.

Calculators

4. Financial Calculators and Tools

Any calculators, tools, or interactive features on this website are provided for illustrative purposes only. Results are estimates based on the information you provide and should not be relied upon as accurate financial projections.

Actual loan amounts, repayments, interest rates, and other financial outcomes may vary significantly from calculator estimates. Always obtain formal quotes and assessments before making financial decisions.

Ownership

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Mortgage & Finance Advisory or its licensors and is protected by Australian and international copyright laws.

You may view, download, and print content from this website for personal, non-commercial use only. You must not reproduce, distribute, modify, or republish any content without our prior written consent.

External Links

6. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of linked websites and accept no responsibility for them or for any loss or damage arising from your use of them.

The inclusion of a link does not imply endorsement of the linked website or its operators.

Liability

7. Limitation of Liability

To the maximum extent permitted by law, Mortgage & Finance Advisory excludes all liability for any loss or damage arising from your use of this website, including but not limited to:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, or data
• Errors, inaccuracies, or omissions in website content
• Unavailability or interruption of the website
• Viruses or other harmful components transmitted through the website

Indemnity

8. Indemnification

You agree to indemnify and hold harmless Mortgage & Finance Advisory, its directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the website or breach of these Terms of Use.

Privacy

9. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this website, you consent to our Privacy Policy.

For more information, please refer to our Privacy Policy.

Changes

10. Modifications

We reserve the right to modify or replace these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes acceptance of the modified terms.

We encourage you to review these Terms of Use periodically for any changes.

Jurisdiction

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Victoria, Australia. You agree to submit to the exclusive jurisdiction of the courts of Victoria for any dispute arising out of or relating to these terms or your use of the website.

General

12. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Contact

13. Contact Us

If you have any questions about these Terms of Use, please contact us: