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Business Finance Calculators | Mortgage & Finance Advisory

Business Finance Calculators

Strategic tools to model your business financing scenarios. Calculate repayments, borrowing capacity, cash flow impact, and compare finance structures with precision.

Model Your Business Finance Scenarios

Our business finance calculators help you understand borrowing capacity, compare finance structures, and plan cash flow with confidence. Use these tools to make informed decisions about your business financing needs.

Essential

Business Loan Repayment Calculator

Calculate monthly, fortnightly, or weekly repayments for business loans. Compare secured and unsecured options with different terms and interest rates.

  • P&I vs Interest Only
  • Weekly/fortnightly/monthly
  • Total cost breakdown
Calculate now
Planning

Business Borrowing Capacity Calculator

Determine how much your business can borrow based on revenue, EBITDA, existing commitments, and financial position. Model secured and unsecured scenarios.

  • DSCR analysis
  • Revenue multiples
  • Secured vs unsecured
Calculate now
Asset Finance

Equipment Finance Calculator

Compare chattel mortgage, finance lease, and hire purchase options. Calculate repayments, tax benefits, GST implications, and residual values.

  • Structure comparison
  • Tax deductions
  • Balloon payments
Calculate now
Planning

Business Cashflow Calculator

Project cash flow with different loan structures and repayment options. Understand the impact on working capital and ensure sustainable debt servicing.

  • Cash flow projection
  • Seasonal modelling
  • Stress testing
Calculate now
Commercial

Commercial Property Calculator

Calculate commercial property loan repayments, LVR scenarios, rental yields, and investment returns. Model owner-occupied and investment scenarios up to $70M.

  • Yield analysis
  • LVR modelling
  • Investment returns
Calculate now
SMSF

SMSF Borrowing Calculator

Calculate SMSF property loan repayments under LRBA structures. Model contribution requirements, tax benefits, and accumulation vs pension phase scenarios.

  • LRBA modelling
  • Contribution planning
  • Tax treatment
Calculate now
Development

Development Finance Calculator

Calculate construction loan drawdowns, capitalised interest, and total development costs. Model feasibility metrics including GRV, TDC, and profit margins.

  • Drawdown schedule
  • Interest capitalisation
  • Feasibility analysis
Calculate now
Startups

Startup Finance Calculator

Calculate startup funding requirements, cash burn rate, and runway projections. Plan your business launch financing with confidence.

  • Funding requirements
  • Burn rate analysis
  • Runway calculation
Calculate now
Save Interest

Business Debt Consolidation Calculator

Calculate potential savings from consolidating multiple business debts. Compare interest costs, cash flow improvement, and payoff timelines.

  • Interest savings
  • Cash flow improvement
  • Multiple debt analysis
Calculate now

Need Expert Business Finance Advice?

Our commercial lending specialists can review your calculator results and provide tailored business finance solutions for your specific situation.