Cash Cycle Understanding
We structure finance around your cash conversion cycle — the gap between paying suppliers and receiving customer payments.
Specialist finance for manufacturers, wholesalers, importers, and logistics operators. We understand cash conversion cycles, inventory investment, and the working capital demands of goods-based businesses.
We understand the unique cash flow challenges of goods-based businesses.
We structure finance around your cash conversion cycle — the gap between paying suppliers and receiving customer payments.
Access funding secured against stock, raw materials, and work-in-progress — not just traditional property security.
Trucks, trailers, forklifts, machinery — we know which lenders offer the best terms for your specific assets.
Letters of credit, documentary collections, and import finance for businesses trading internationally.
Tailored funding solutions for every stage of your supply chain.
Fund production equipment, CNC machines, packaging lines, and manufacturing assets.
Trucks, trailers, vans, forklifts, and delivery vehicles for logistics operations.
Fund raw materials, finished goods, and seasonal stock builds without tying up cash.
Release cash tied up in unpaid invoices — fund growth from your receivables.
Fund international purchases with trade finance facilities for importers.
Warehouses, distribution centres, factories, and industrial premises.
Specialist lending solutions across manufacturing, wholesale, and logistics sectors.
A structured approach to securing the right finance for your industry.
We analyse your cash conversion cycle, stock requirements, and funding needs.
We design a tailored funding structure across equipment, stock, and working capital.
We prepare a comprehensive submission to the most suitable lenders.
We manage the process through to settlement and ongoing facility management.
The cash conversion cycle is the time between paying for materials or stock and receiving payment from your customers. For manufacturers, this can be 90-180+ days. We structure finance to bridge this gap so you're not starved of working capital while waiting for customers to pay.
Yes. Stock finance and debtor finance facilities can be secured against the inventory or receivables themselves, without requiring property. This is particularly useful for businesses that lease their premises or want to keep property unencumbered.
Debtor finance releases cash from unpaid invoices — typically 80-85% of the invoice value upfront. When your customer pays, you receive the balance less fees. It's a flexible way to fund growth without waiting 30-90 days for payments.
Fleet finance can be structured as chattel mortgage, finance lease, operating lease, or novated lease depending on your tax and ownership preferences. We help you choose the right structure for trucks, trailers, forklifts, and delivery vehicles.
Yes. We arrange trade finance facilities including letters of credit, documentary collections, and import finance lines for businesses purchasing internationally. This helps bridge the gap between paying overseas suppliers and receiving goods.
We arrange commercial property finance for industrial premises including warehouses, distribution centres, and manufacturing facilities. Whether owner-occupier or investment, we access competitive terms across our 60+ lender panel.
Book a consultation to explore funding solutions tailored to your manufacturing, wholesale, or logistics business.