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Renewable Energy Finance | Solar Business Loans & Clean Tech Lending | MFA

Industry Finance Specialists

Finance for Renewable Energy & Clean Tech Businesses

Business lending, equipment finance, and commercial property solutions for solar installers, battery storage businesses, EV infrastructure operators, and the broader clean energy sector.

60+
Lenders on our panel
$250M+
Portfolio managed
12+
Years banking experience
Growing
Sector specialists
Apply Now →Book a Free Strategy Call

Who We Help

Clean Energy Businesses We Finance

Solar Installers
Residential, commercial, and utility-scale solar installation businesses.
Battery Storage Businesses
Home battery, commercial BESS, and grid-scale storage installation and service.
EV Charging Infrastructure
EV charging network operators, destination charger installers, and fleet charging businesses.
Energy Retailers & Brokers
Electricity retail businesses, energy brokers, and power purchase agreement providers.
Clean Tech Businesses
Energy efficiency, water tech, waste-to-energy, and environmental technology companies.
Wind Energy Operators
Small wind, commercial wind, and distributed wind energy businesses.
Solar Farm Developers
Developers and owners of commercial and utility-scale solar generation assets.
Agri-Energy Businesses
Agricultural businesses integrating solar, wind, and storage into farm operations.

Finance Solutions

Finance Solutions for Renewable Energy Businesses

Equipment Finance
Fund solar panels, inverters, battery systems, EV chargers, and installation equipment.
  • Solar panels & inverters
  • Battery storage systems
  • EV charging hardware
  • Installation tools & vehicles
Working Capital
Bridge installation project timing, STC/STCs rebate delays, and payment terms.
  • STC/LGC rebate bridging
  • Installation deposit management
  • Subcontractor payment terms
  • Seasonal demand management
Business Acquisition
Finance to acquire a solar, battery, or clean tech installation business.
  • Customer list & pipeline value
  • Accreditations & certifications
  • Equipment & vehicle fleet
  • Goodwill & brand value
Commercial Property
Purchase your warehouse, showroom, or operational premises.
  • Warehouse & storage facility
  • Showroom & demonstration site
  • Office & service centre
  • Industrial premises
Project Finance
Structured finance for solar farm development, BESS projects, and large commercial installations.
  • Development finance
  • PPA-backed lending
  • Grid connection cost funding
  • Pre-sale & offtake structures
Fleet & Vehicle Finance
Fund solar installation vehicles, EV fleets, and mobile service units.
  • Installation & service vans
  • Ute & tray truck finance
  • EV fleet transition
  • Crane & access equipment

Why MFA

Banking Insider Knowledge Working for You

Unlike brokers who've only ever worked on one side of the desk, your application is guided by someone who spent over 12 years inside the banks and accounting firms that assess your loans.

01
Emerging Sector Expertise
Renewable energy is a fast-evolving sector with new business models, revenue streams, and asset types. We stay at the forefront of lender appetite and policy changes for clean energy businesses and can match you with financiers who are actively growing their renewable energy exposure.
02
STC & LGC Revenue Understanding
Small-scale technology certificates and large-scale generation certificates create unique cash flow timing issues for solar businesses. We work with lenders who understand this revenue mechanism and won't penalise your cash flow position during the rebate assignment and payment cycle.
03
Project & Asset Finance
Renewable energy projects often require project-specific structures, special purpose vehicles, and asset-backed lending. With our background in complex commercial lending, we can structure sophisticated facilities for larger clean energy investments.

Your Broker's Background

With over 12 years spanning Big 4 accounting, investment banking in London, and senior commercial lending at NAB, ANZ and Westpac — managing portfolios exceeding $250M — we bring genuine institutional knowledge to every renewable energy client.

12+ Years Industry Experience
NAB · ANZ · Westpac · Deloitte · Edison Investment Research (London)
60+ Lenders — Full Market Access
Not limited to one institution's products or appetite
Complex Deals — Our Speciality
Self-employed, trusts, SMSF, development finance, credit-impaired
Founder-Built Business
Previously founded and sold a successful business — we understand what you're building
Bachelor of Commerce (Accounting)
Former Deloitte, 12+ years banking and accounting experience across NAB, ANZ & Westpac

At a Glance

Business typesSolar, battery, wind, EV, clean tech
Finance typesEquipment, premises, WC, project
Revenue typesInstallation, service, feed-in, PPA
StructuresCompany, trust, SPV
Typical loan size$100K – $20M+
Turnaround7–14 business days

Common Questions

Can I get finance for a new solar installation business?
Yes — solar installation businesses at startup stage can access equipment finance, vehicle finance, and in some cases working capital facilities even with limited trading history. The strength of the owner's personal position, industry experience, and order book are key factors. We'll assess your position and identify the right options.
How is STC rebate income treated by lenders?
STC income is typically assigned at point of installation but payment timing can vary. We work with lenders who understand the STC assignment process and can bridge the timing gap between installation and rebate receipt, treating the assigned STCs as a creditor rather than a cash flow problem.
Can I finance a large commercial solar installation for a client?
If you're installing a large system and need to fund equipment and labour before client payment, we can structure debtor finance, project finance, or working capital facilities to bridge the cash flow gap on large commercial or industrial jobs.
What finance is available for a solar farm development?
Solar farm development finance is available for projects with sufficient scale, grid connection security, and offtake arrangements. We work with specialist project finance lenders and can help you structure a development facility from land acquisition through to grid connection and PPA execution.
Can I use an SMSF to invest in a commercial solar system?
In limited circumstances, SMSFs can invest in income-producing solar assets, but this area has specific legal and compliance requirements. We work with SMSF specialists and can connect you with the right advice to ensure your SMSF investment in renewable energy is structured correctly.
Do you finance battery storage systems as a standalone product?
Yes — residential and commercial battery storage is increasingly financed as standalone equipment. We have lender relationships for battery system finance with competitive terms for both installers (stock and working capital) and end customers (consumer and commercial loans).

Ready to Finance Your Renewable Energy Business?

Book a free, no-obligation consultation with Melanie to explore your options. We'll assess your situation, explain what's possible, and give you a clear plan — no jargon, no pressure.

Apply Now →Book a Free Strategy Call

Or call 03 9020 2699 to speak with our team